Collin County December 2025: Buyers Gain Leverage as 2025 Comes to a Close

The Collin County real estate market analysis for December 2025 reveals a distinct seasonal contraction in inventory alongside significant opportunities for buyers. Interest rates have held steady at 6.57%—a figure the data explicitly highlights as "Great News for Buyers"—maintaining a stable financing window as the year concludes.

Here is a deep dive into the key trends across the new construction, resale, and residential lease sectors.

New Construction Market: Strong Buyer Leverage

The new construction sector in Collin County saw continued inventory adjustments in December. Active listings settled at 1,837, marking an 11.3% decrease from November. However, looking at the broader picture, inventory remains robust, sitting 13.3% higher than this time last year.

Pricing dynamics show a significant gap between asking and closing prices, suggesting builders are offering aggressive incentives. The average list price stands at $500.95K, while the average closed price is significantly lower at $421.50K. This divergence, paired with a negotiation rate dropping below 90%, signals a prime environment for buyer bargains.

Key New Construction Market Trends:

• Inventory Trends: Active listings settled at 1,837, down 11.3% month-over-month but up 13.3% year-over-year.

• Price Adjustments: The average list price is $500.95K (up 2.3% from last month), while the average closed price is $421.50K.

• Sales Activity: There were 734 closed sales in December, a substantial increase of 46.8% from the previous month.

• Negotiation Power: Sellers are receiving only 89.8% of their original asking price, indicating high motivation and room for negotiation.

• Time on Market: New construction properties are averaging 83 days on the market.

• Market Supply: The sector currently holds 3.3 months of supply.

  
  

Resale Market: Supply Tightens Significantly

The resale market experienced a sharp contraction in December. Active listings dropped to 2,962, a steep 23.4% decrease from November. Despite this seasonal dip, inventory remains 13.1% higher than in 2024.

Volume has picked up despite the lower inventory, with closed sales rising 16.2% month-over-month. The pricing landscape is favorable for buyers who can find the right home, with closed prices averaging notably less than list prices.

Key Resale Market Trends:

• Inventory Levels: Active listings stand at 2,962. New listings slowed to 702, a 31.2% decrease from November.

  
  

• Price Dynamics: The average list price is $616.04K, while the average closed price is $572.7K.

  
  

• Sales Activity: Closed sales rose to 802, a 16.2% increase from November.

  
  

• Market Supply: The resale market currently sits at 3.30 months of supply.

  
  

• Seller Position: Sellers are receiving 93.4% of their original list price, a decrease of 0.3% from September.

  
  

• Time on Market: Resale homes are averaging 63 days on the market.

Rental Market: High Velocity

The residential lease market saw active listings contract, yet activity remains very high. Active lease listings adjusted to 2,339, a 16.3% decrease from November. Despite the drop in active inventory, the volume of new listings and closed leases is substantial.

Key Rental Market Trends:

• Availability: Active listings sit at 2,339. New lease listings came in at 2,052, though this is a 16.2% decline from the previous month.

  
  

• Leasing Activity: Closed leases totaled 1,969, a decrease of 15.5% from November.

  
  

• Lease Prices: The average listed rent is $2.61K, while the average closed lease price is $2.50K.

  
  

• Leasing Time: Properties are moving quickly, averaging 54 days on the market.

  
  

• Negotiation: Landlords are receiving 95.7% of their original listed price, up 0.9% from November.

Overall Market Outlook

December 2025 in Collin County closes the year with clear advantages for buyers. With the mortgage rate stabilizing at 6.57% and inventory levels significantly higher year-over-year across all sectors, the market offers more choice than in 2024.

The data highlights a "deal-making" environment: In the New Construction sector, buyers are securing homes at roughly 89.8% of the original price , while Resale buyers are paying roughly 93.4%. While total active listings have contracted seasonally, the ability to negotiate remains strong, validating the report's conclusion that current conditions are "Great News for Buyers".

Important Note:

This analysis is based on data from NTREIS (North Texas Real Estate Information Systems) as of December 31, 2025.  Market conditions can change rapidly, and this report is intended for informational purposes only. It should not be considered a guarantee of future market performance.